Cooling, mixing and shade
Where a lagoon has stopped turning over, the hull draws off the cooler layer underneath and returns it to the water the coral sits in, so that water runs cooler and oxygen moves through it again. That works on a stratified lagoon and on a thermal cap over shallow reef. A heatwave across a whole basin is no cap, and the site read tells you which you have. Shade needs no cap: gas held in suspension above the coral scatters incoming light, and a colony under it takes less of the day's solar load wherever the warmth came from.